If you plan to use credit card when traveling Chip-and-Pin credit card is pretty much required.
Chip-and-PIN cards have been used in Europe and many Asian countries for years, but they have just started to be widely used in the US. When you use your chip-embedded card, the chip generates a one-time code that is virtually impossible to counterfeit, so it helps to reduce fraud. For example in Europe, bus or train ticket machines, gas pumps, and vending machines only accept chip cards because it’s so much better at preventing fraud. If your card doesn’t have a chip, call the number on the back of your card to request a card with chip technology.
